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A margin account is your own Soroban smart contract. It holds your collateral and everything you borrow, swap into or farm. One health factor covers all of it.

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Your path

1

Create the account

Open Margin and click Create your Margin Account. See Open a Margin Account.
2

Deposit and borrow

In Leverage your Assets, deposit XLM, BLUSDC, AqUSDC or SoUSDC and borrow one asset (Single Borrow) or two (Dual Borrow) at 1x to 10x. See Borrow.
3

Put the funds to work

Swap on Soroswap or Aquarius, or Farm on Blend, Soroswap and Aquarius, straight from the margin account.
4

Watch your health factor

Keep it comfortably above 1.10. The Margin page’s Liquidation card shows how far you are from the line in dollars. See Health Factor.
5

Unwind

Exit Farm positions, repay your loans, then transfer collateral back to your wallet.

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Limits to know

  • New borrows must keep the account’s health factor above 1.10, and the pool must have cash to lend. A pool can’t be borrowed past 95% utilization.
  • Spot blocks a swap that would drop your health factor below 1.15.
  • BLUSDC, AqUSDC and SoUSDC are different tokens. Borrow the one your venue uses.
At or below a Health Factor of 1.1, a priced account with debt is a liquidation candidate. The current liquidation path transfers remaining collateral to the liquidator; it does not automatically close the SmartAccount.
See Margin, Spot and Farm.