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Use Earn to lend from your wallet into a Vanna lending pool. You receive vTokens (vXLM, vBLUSDC, vAqUSDC, vSoUSDC) whose value grows as borrowers pay interest. You don’t need a margin account.

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Your path

1

Get the token

Connect your wallet and mint test tokens from Deposit → Test funds. See Connect Your Wallet.
2

Pick a pool

Open Earn and compare Supply APY, utilization and your supply across the four pools.
3

Supply

Open the pool, enter an amount under Supply Liquidity, check what you get in vTokens and sign. See Supply.
4

Track it

Watch your position and earnings on the pool’s Your Positions tab and on Portfolio → Lender.
5

Withdraw

Redeem vTokens under Withdraw Liquidity whenever the pool has cash. See Withdraw.

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Good to know

  • Yield is variable. Supply APY rises and falls with how much of the pool is borrowed.
  • Liquidity can be busy. You can withdraw only what isn’t currently lent out, and one redemption pays at most 50% of the pool’s total assets.
  • Your vTokens stay in your wallet. They are not margin collateral.
See Earn Overview and Pool Mechanics.