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Earn (under Lend in the header) is where you supply wallet assets to Vanna’s lending pools. Margin accounts borrow from these pools and pay interest; that interest flows to lenders through vTokens.
Earn page Vaults tab listing XLM, BLUSDC, AqUSDC and SoUSDC pools, each Active, with Assets Supplied, Supply APY, Assets Borrowed, Borrow APY, Utilization Rate and Your Supply columns, plus All Pools, search, Deposit and Supply APY filters

Earn: the Vaults list with all four lending pools. Click the image to zoom.

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The pools

Each pool has its own liquidity, rates and receipt. The three USDC pools are separate markets for separate tokens.

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The page

  • Dashboard (when connected): your Overall Deposit and Net Earnings charts.
  • Vaults: every pool with Assets Supplied, Supply APY, Assets Borrowed, Borrow APY, Utilization Rate and Your Supply. Filter by pool, search, or filter by Supply APY.
  • Positions: only the pools you’ve supplied to.
Click a pool to open it. A pool page has the stats strip, the Supply Liquidity / Withdraw Liquidity form, and five tabs:

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How you earn

Your vToken balance doesn’t change, but each vToken is worth more underlying over time as interest accrues. There’s nothing to claim. See vTokens.

Supply

Lend from your wallet and receive vTokens.

Withdraw

Redeem vTokens for the underlying plus interest.