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The Transfer Collateral tab moves supported tokens between your wallet and SmartAccount.

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Wallet to Margin

Choose the wallet-to-margin direction, select the exact token variant, enter an amount, review the destination and available balance, and confirm/sign. This increases account-held funds without creating debt.

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Margin to Wallet

Choose the margin-to-wallet direction, select a free account-held token balance, and enter the amount. Review the post-withdrawal health preview, then confirm/sign. A withdrawal with outstanding debt must leave the account strictly above the 1.1 health threshold. The contract also checks available balances and configuration. Recognized external-position value is not a withdrawable plain-token balance; exit Blend or remove LP liquidity first if those assets are needed. Net Available Collateral is displayed equity, not a maximum withdrawal amount. Prices, interest, and cached valuations can change between the preview and execution. Verify both wallet and margin balances after confirmation. See Deposit Collateral and Health Factor.