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Borrowing sends assets from a Vanna lending pool into your SmartAccount and creates interest-bearing debt. The proceeds are available for permitted account actions, not automatically sent to your wallet.

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Steps

  1. Open Leverage Assets in Margin.
  2. Select collateral and the intended debt market. Check the exact USDC variant.
  3. Enter deposit/borrow amounts or use the available leverage controls.
  4. Review post-action health, debt, pool liquidity, and fee information.
  5. Confirm the operation and complete each required transaction.
  6. Check actual credited funds and debt after confirmation.

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Limits and fees

Borrowing requires permitted assets, enough collateral headroom, available pool cash, and post-borrow utilization no greater than 95%. A displayed leverage target or debt limit is not guaranteed execution. The pool records gross debt. A configured origination fee reduces spendable proceeds. Current frontend code records a zero-fee setup and still applies a small rounding buffer before deploying borrowed funds; the selected pool’s getter is authoritative for its fee. Account health changes with interest, prices, and external-position value. At or below 1.1, a priced debt-bearing account becomes a liquidation candidate. See Repay and Health Factor.