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When you supply assets to a pool, you receive vTokens that automatically accrue yield as traders pay interest. There is no lock-in period - you can withdraw at any time.

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Steps

1

Go to the Earn tab

Click Earn in the top navigation bar. The Earn page shows all available pools with their current Supply APY and utilization rate.
2

Select a pool

Click the pool you want to supply to. The pool detail page opens, showing live statistics: Total Supply, Available Liquidity, Utilization Rate, and Supply APY.
Pool Overview
3

Enter an amount

On the right panel, make sure Supply Liquidity is selected. Enter the amount you want to supply. Use the quick-select buttons (10% / 25% / 50% / 100%) to fill a portion of your balance.Click More Details to see the full breakdown before confirming:
Supply details panel
FieldWhat it means
Base APYInterest earned from trader borrowing
Bonus APYAdditional protocol incentives
Rewards APYReward token distribution
Current APYTotal combined yield rate
You Get (vXLM)vTokens you will receive
XLM per vXLMCurrent exchange rate
Projected Monthly / Yearly EarningsEstimated yield at current APY
4

Click Supply Liquidity

Click the Supply Liquidity button. Your wallet will prompt you to sign the transaction. Approve it to confirm your deposit.
Confirm supply transaction
5

Confirm your position is live

Once confirmed, go to the Your Positions tab. You will see your vToken balance (Vault Shares), amount deposited, current USD value, and live APY.
My Position table
Yield starts accruing immediately. You don’t need to do anything else.
Each pool operates in isolation - funds in one pool are never at risk from issues in another. There is also no impermanent loss. See Lending Pools in Core Concepts for the full details.

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What happens next

You don’t need to do anything after supplying. Your vTokens grow in value as yield accrues. When you are ready to exit, see Withdraw from Earn.