What changes it
Collateral/debt prices, borrow interest, deposits, withdrawals, swaps, external strategy values, and asset permissions all affect the account. Borrowed funds already held or deployed are included in collateral where recognized. LP valuation is conservative and can differ from the amount shown by a DEX. Borrow and withdrawal checks restrict new risk. Live health checks after external actions depend on the configured execution gate, so do not assume that every action guarantees the ratio remains above the threshold. Market moves can also make a previously healthy account unhealthy.Interpret the display
No-debt accounts can display an infinity sentinel. UI snapshots are cached and apply display dust rules, so use exact balances and transaction simulation when acting on very small debt or tight health headroom. The displayed collateral headroom ismax(0, collateral USD - 1.1 × debt USD). Net Available Collateral represents nonnegative equity; it is not the same as immediately withdrawable funds.
If you need to reduce debt, obtain the correct free repayment asset in the SmartAccount and use Repay Loan. Deposits can add collateral, while external assets may need to be unwound before repayment. See Repay and Liquidation.