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On most of Solana a loan stays inside the protocol that issued it: borrow on a money market and you can only hold the borrowed tokens there. Vanna is a credit layer: the loan lives in your own margin account, and that account can act across Solana while the protocol keeps checking that it stays solvent.

What Vanna adds

1. One account, many collaterals

Deposit SOL, USDC, liquid-staked SOL (JitoSOL, JupSOL), JupUSD and tokenized stocks (NVDAx, GOOGLx, AAPLx, TSLAx) into a single margin account. Every asset counts toward one health factor, so you don’t manage a separate loan per collateral.

2. Borrow up to 10× and keep using the loan

Borrow SOL, USDC or USDT from Vanna’s pools (one asset, or two at once with Dual Borrow) and the borrowed tokens stay in your margin account. From there you can:
  • Swap on Jupiter or Titan (Spot)
  • Long or short SOL, ETH, BTC, TSLA, META on Phoenix (Perps)
  • Earn on Kamino, Perena or delta-neutral basis vaults (Farm)
Receipts and positions you open stay in the margin account and keep counting as collateral.

3. Lenders earn real borrow interest

Lenders supply SOL, USDC or USDT on Earn and receive vTokens that grow as borrowers pay interest.

4. Prediction shares that earn while you wait

On Predict you buy Yes / No on World.xyz events. Matching Yes and No shares are paired and lent into Vanna’s USDC pool, so your position earns interest until the event resolves.

Safety built into every action

Every action that could reduce your account’s health (withdraw, borrow, swap, open a perp, move into a vault) runs a health check on-chain in the same transaction. If the account would end at or below a health factor of 1.10 the transaction fails, so it can’t leave you liquidatable. See Health Factor.

What this is not

  • Not real money. Vanna’s current app runs on a Solana mainnet fork for testing. Test funds and balances exist only on the fork.
  • Not risk-free. Leverage, perp funding and vault share prices can move against you. Read Liquidation before borrowing.

Next steps

How Vanna works

Follow the money from lender to trader.

Getting Started

Sign in and mint test funds.