Skip to main content
No. Vanna on Stellar runs on Stellar testnet at test.vanna.finance. Every token is a free test token with no value. Don’t send mainnet XLM or USDC to your Vanna addresses; it won’t show up.
Vanna for both chains is one app at test.vanna.finance. It is in private testing, so your first visit asks for an access code; ask the Vanna team for one. After that, pick Stellar in the chain switcher at the top right.
Freighter and OneKey, both set to Stellar testnet. LOBSTR is listed as Soon because it signs for mainnet only. When email sign-in is enabled, the Sign in to Vanna dialog also offers email, Google, X and GitHub, which give you a Stellar wallet without an extension. See Connect Your Wallet.
Click Deposit in the header and use Test funds: Mint per token or Mint all. XLM comes from Friendbot (10,000, once per address), BLUSDC from Blend’s faucet (once), AqUSDC from Aquarius’s faucet (1,000 per mint, any time) and SoUSDC from Soroswap’s faucet (any time, short cooldown). Some mints ask you to approve a trustline.
Each Stellar protocol on testnet uses its own USDC token: BLUSDC for Blend, AqUSDC for Aquarius and SoUSDC for Soroswap. They’re priced the same (about $1) but are different contracts, with separate Vanna lending pools. Borrow or hold the one your venue needs.
XLM, BLUSDC, AqUSDC and SoUSDC, for all three. Blend supply receipts and Soroswap / Aquarius LP positions held in your margin account also count as collateral.
Blend for lending (Farm supply of XLM and BLUSDC), Soroswap (XLM / SoUSDC) and Aquarius (XLM / AqUSDC) for swaps on Spot and liquidity on Farm. Prices come from Reflector through Vanna’s oracle.
Up to 10x on the Margin slider, as long as the account stays above a health factor of 1.10 after borrowing. The app shows the highest leverage your deposit allows, and Max Value fills it in.
A toggle on Margin → Leverage your Assets. Instead of one asset, it borrows two different assets from two pools against the same deposit, split 50/50 by default. It takes two transactions: deposit plus the first borrow, then the second borrow. See Borrow.
Your margin account’s total collateral divided by its total debt, in USD. Above 1.50 is Safe, 1.25 to 1.50 Healthy, above 1.10 to 1.25 At risk. See Health Factor.
When the health factor is 1.10 or below. A liquidator repays all your debt and takes all remaining collateral, including Blend and LP positions, not just a bonus. Keep a buffer, and repay or add collateral early. See Liquidation.
Borrowers pay the pool’s variable Borrow APY, which rises with utilization; the Margin page shows your blended Net Borrow Rate and Positions shows interest accrued. Every transaction also pays a small Stellar network fee in XLM. Lenders earn the Supply APY, paid as growing vToken value.
Yes, up to the pool’s Available Liquidity (what isn’t lent out). One redemption pays at most 50% of the pool’s total assets; anything above that stays as vTokens for another withdrawal. See Withdraw.
Spot blocks any swap that would lower your health factor below 1.15, and warns below 1.25. Reduce the amount, repay some debt, or add collateral. See Spot Swap.
Answer questions about your account and prepare transactions from plain English: deposit, borrow, Dual Borrow, repay, swap, Earn supply / withdraw, Blend supply and LP. A plan is valid for 5 minutes and your wallet signs each step. See Copilot.
Every address is on Deployed Contracts. The Account Manager is CAZLR6EHZXQNZJIFNP6F7SIJQC3P64MKHHQNZSSG5BNAEFCYTTGTDZXB.