> ## Documentation Index
> Fetch the complete documentation index at: https://docs.vanna.finance/llms.txt
> Use this file to discover all available pages before exploring further.

# Earn Overview

> Vanna's lending pools: supply SOL, USDC or USDT and earn borrow interest.

**Earn** lists Vanna's lending pools. Supplying to a pool lends your tokens to margin accounts; their interest is what you earn.

![Earn page with a Multi-Collateral Vaults banner, Overall Deposit and Net Earnings charts with 1 Week, 1 Month, 3 Months and All Time ranges, and Vaults / Positions tabs with pool filters](https://mintcdn.com/vannafinance/nTvFas2wipJFpeKy/images/solana/earn/overview.png?fit=max\&auto=format\&n=nTvFas2wipJFpeKy\&q=85\&s=a78cf3fc005bc4c300b5c3cffa1f3598)

Earn: your Overall Deposit and Net Earnings charts, then the pool list.

## Pools

| Pool | Receipt | Notes |
| - | - | - |
| SOL | vSOL | Borrowed for SOL longs and SOL-denominated strategies |
| USDC | vUSDC | Usually the busiest pool: most leverage, perps collateral and vaults run on USDC |
| USDT | vUSDT | Stablecoin pool |

## Columns

| Column | Meaning |
| - | - |
| **Assets Supplied** | Total supplied to the pool, in tokens and USD |
| **Supply APY** | What lenders currently earn |
| **Assets Borrowed** | What margin accounts currently owe the pool |
| **Borrow APY** | What borrowers currently pay |
| **Utilization Rate** | Borrowed ÷ supplied. Rates rise with utilization |
| **Your Supply** | Your share of the pool, in tokens and USD |

![Earn pool table listing SOL, USDC and USDT pools, each Active, with Assets Supplied, Supply APY, Assets Borrowed, Borrow APY, Utilization Rate and Your Supply](https://mintcdn.com/vannafinance/nTvFas2wipJFpeKy/images/solana/earn/pools.png?fit=max\&auto=format\&n=nTvFas2wipJFpeKy\&q=85\&s=6391a5d1f4bfa9c130727e5481648883)

The pool table: SOL, USDC and USDT with supply, borrow, rates, utilization and your supply.

Use **Vaults / Positions** to switch between all pools and just yours, and **All Pools**, search, **Deposit** and **Supply APY is** to filter. The charts above the table show your **Overall Deposit** and **Net Earnings** over 1 week, 1 month, 3 months or all time.

## Pool page

Click a pool for its detail page: Total Supply, Available Liquidity, Utilization Rate and Supply APY on top, the **Supply Liquidity / Withdraw Liquidity** panel on the right, and these tabs:

| Tab | What it shows |
| - | - |
| **Your Positions** | Your supply in this pool over time (**My Supply** chart) |
| **Details** | Statistics: total supplied and borrowed, available liquidity, supply and borrow APY, utilization, liquidation bonus, oracle price and source, share-token exchange rate, reserve factor, supply and borrow caps, status and rate curve |
| **Activity** | The pool's split between idle and borrowed funds, and your own supplies and withdrawals in this pool |
| **Collateral and Limits** | The account-wide liquidation rule, each asset's collateral parameters and how much of each cap is used |
| **Analytics** | The rate curve; on the USDC pool, also how much USDC came from each [Predict market](https://docs.vanna.finance/solana/guides/predict/earn-while-you-wait.md#where-to-see-it) |

![SOL pool Details tab with Total Supplied and Total Borrowed rings, Available Liquidity, Supply APY, Borrow APY, Utilization Rate, Liquidation Bonus 5% liquidatable at HF 1.10 or below, Oracle Price from Kamino Scope with Pyth fallback, Share Token Exchange Rate, Reserve Factor 10%, Supply Cap and Borrow Cap Uncapped, and the Supply Liquidity panel](https://mintcdn.com/vannafinance/nTvFas2wipJFpeKy/images/solana/earn/pool-details.png?fit=max\&auto=format\&n=nTvFas2wipJFpeKy\&q=85\&s=e7864f85940117ae0497138e17088d50)

SOL pool → Details: statistics, oracle price (Kamino Scope, Pyth fallback) and the 1.10 liquidation line.

## Your receipt: vTokens

Supplying mints vTokens to your wallet. The number of vTokens you hold stays the same; what each one is worth in the underlying asset (the exchange rate, e.g. "SOL per vSOL") rises as interest accrues. See [vTokens](https://docs.vanna.finance/solana/learn/vtokens.md).

## Next steps

> **[Supply](https://docs.vanna.finance/solana/guides/earn/supply.md)**
>
> Lend SOL, USDC or USDT and receive vTokens.

> **[Withdraw](https://docs.vanna.finance/solana/guides/earn/withdraw.md)**
>
> Redeem vTokens for the asset plus interest.


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